I don’t really understand the bénef of a central bank digital currency.

It benefits the 1% of the population by controlling all the rest of us. It’s a two-tier system (retail CBDCs and wholesale CBDCs) and this is something that is rarely mentioned in mainstream articles.

Retail CBDCs will be linked to your digital ID and your digital wallet, and even tho the implementation may differ from country to country (i.e. Sweden’s e-krona vs China’s digital Yuan), the thing that will be common is that a centralised entity, will have total control of your digital wallet, including your ID & money.

When the conversation is about wholesale CBDCs, the talk is about how to make things easier for bank interoperability as well as how to facilitate the super-rich.