For thrifty consumers, there’s a lot to like in high-deductible health insurance. The plans offer low monthly premiums and those fees fully cover preventive care, including annual physicals, vaccinations, mammograms and colonoscopies, with no co-payments.
The downside is that plan participants must pay the insurers’ negotiated rate for sick visits, medicines, surgeries and other treatments up to a minimum deductible of $1,500 for individuals and $3,000 for families. Sometimes deductibles are much higher.
Let’s keep it civil.
Oh, you scoundrel.
Seriously, this is one of those topics that can head South quickly, since the legislation on its face is helpful to people with these plans because it expands coverage. On the other hand, the overall situation is ripe for abuse. I can already see the GOP pushing these on folks who can’t afford the deductible as a ‘solution’ and then use it as an excuse not to consider any real reform. It is understandable that Dems are split.