So I had a crash. My car has been assessed as a repairable write off and I have to decide if I push the insurer to repair or I take the payout. I owe no money but would be out of pocket to purchase new(ish). I was not intending to trade it in or sell in the foreseeable future.

I understand the process if I opt for a write off. If I push for repair I know it needs review and scutiny.

I am thinking of pushing for repair. Anyone else gone down that path? Any gotchas or experiences to share? I really am in two minds right now.

Edit: had long chat with the repairer and reviewed the damage and went with write off. Panels and all the suspension on one side was stuffed and needed replacement. The risk of other stuff being just out enough to cause future problems, and risk of issues from sitting out for months waiting on parts was just more than I wanted. Got a fair payout. Bye beasty. Thanks for crumpling so I didn’t…

  • Would 100% fix myself if it were older/more common. No structural damage but cosmetic and mechanical components - imported and expensive tho. Don’t have the tools or space to even start to DIY

    (My old Holden was a fuel guzzler but made things like this waaay easier!!)