isn’t it like a debit card with extra steps? at a store I mean

    • Which makes it harder for people to keep track of their expenses. Which in turn is why “balancing the checkbook” used to be a regular chore for almost everyone and is now a chore for almost no one.

      • Business owner here. Balanced accounting is still very much a thriving industry and when you’re dealing with large amounts of money, net 30 terms or paying with checks means those dollars spend a few more days/weeks in your account accruing interest for you.

        Balancing the checkbook isn’t a chore anymore not because we don’t use checks, but because technology makes the balancing bit so much more automated. I enter one transaction and the software automatically creates the necessary debit and credit entries in my books.