I have tried Mint, Personal Capital, GNUCash, and probably a few others, and I seem to have settled on Tiller. Basically, I like the convenience of automatically pulling in transactions and balances, but I like retaining control of the budgeting process.

I know there are a ton of others out there, so let’s post our favorites and a short explanation of what makes them great.

  • I’ve been using YNAB (You Need A Budget) and simply love it. I like that it’s zero based budgeting, imports transactions with my banks, and allows me to track every dollar coming in and assign it to its proper category. While not the most helpful, I also like the net worth tracker and reports while on desktop.

    • YNAB has been a life changer for me and my family. Getting a month ahead and understanding where every dollar has gone (easily) has taken a load off my brain. 5 minutes every couple of days and I love it.

    • YNAB has been a life changer for me and my family. Getting a month ahead and understanding where every dollar has gone (easily) has taken a load off my brain. 5 minutes every couple of days and I love it.