•  cura   ( @cura@beehaw.org ) 
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    31 year ago

    Stealing from the YouTube comment section.

    1- 1:27 Just putting money into a retirement account does not mean you are investing

    2- 2:28 You can be financially independent even if you don’t own a home

    3- 3:57 savings should be something you do passively, not actively

    4- 4:57 investing should not mean picking individual stocks

    5- 6:17 spending less is not the same thing as saving

    6- 7:30 budgeting is not the opposite of spending

    7- 8:40 restricting your spending will not allow you to build wealth as much as bringing in more money

    8- 10:03 keeping a running credit card balance is not good for your score

    9- 11:11 almost everything is negotiable, including debt

    10- 12:45 you shouldn’t necessarily aim to get a tax refund

    11- 13:50 even if you make a lot of money, your spending still matters