it’s interesting, i read it more like “millennials/gen z quietly drop friends who influence them to spend more money, rather than being upfront with them about their financial situation”. especially with the part they cited about a good chunk of us not being able to say “no” to a friend

i think it’s better to cut off a friend than to continue worsening your financial situation, but it’s also a shame if that’s the solution, rather than being able to present it as a problem and work it through together between the two of you. maybe a study can’t capture that level of nuance, i dunno

but the idea that financial matters are strictly personal is such an outdated idea to have brought forward in our generation