• self ( self@awful.systems ) 
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      2 years ago

      how do yall usually handle down payments, like on cars and houses and such? those are the only times I’d really expect to use a check in my part of the US

      • froztbyte ( froztbyte@awful.systems ) 
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        2 years ago

        this side of the world? typical cases: direct funds transfers, or sometimes direct debit (depending on the purchase financing structure and provider). and it’s pretty much a smooth transaction, optionally having to contact your bank of choice to request a temporary/once-off limit adjustment (fairly typical to have transaction value caps in place here for personal accounts)

    • aio ( aio@awful.systems ) 
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      2 years ago

      My university sends me checks occasionally, like when they overcharged the premium on my dental insurance. No idea why they can’t just do an electronic transfer like for my stipend.