Hello everyone,

I’m living in Germany and looking for a good PayPal alternative. I mainly need it for:

  • Sending money to friends
  • Paying online, especially to small vendors
  • Ordering food and everyday purchases

I’ve heard about Bunq, Klarna, Revolut, and N26, but I’m not sure which one would be best for my needs. Has anyone had experience with these services in Germany? Which would you recommend and why?

Thanks in advance!

  • Paying online, especially to small vendors

    What I have recently been fond of is paying by invoice. I will pay only once I open the package and find the invoice inside via bank transfer. Zero American companies (Paypal, Visa, Mastercard…) are involved this way.

    The only drawback is that you have to remember paying and that some online stores - though usually the larger one’s - don’t support it.