• How the hell did a scooter do 77k of damage (or more)? Was it fired out of a rail gun? Did the rider survive? Do they need help?

    Most likely explanation: had to wait for the cop to do a police report and got caught out in the rain and forgot to activate car wash mode.

    Perfectly reasonable and normal for a scooter to destroy a giant pickup. Was the scooter made by space x?

      • KelvarIW ( KelvarIW@lemmy.blahaj.zone ) deleted by creator
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        1 year ago

        Oh, yeah! But don’t be fooled by the name. “Car wash” mode is for rain. If you put a Cybertruck in “Car wash” mode through a Car Wash, it will still flood the insides of the vehicle (and void your warranty).

        But what’s more important is Your purchase is supporting True American minority-hating Patrotism!

    • BCsven ( BCsven@lemmy.ca ) 
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      1 year ago

      Also the title could be misleading, was a scooter in the lane and he just crushed it against a wall or second lane of traffic? Maybe scooter crushed under the frame punctured battery pack?. A lot off driver vs cyclist collisions often get headlines like Cyclist hits car. When the reality is driver pulled into path of cyclist. Or Driver actually directly hit cyclist by not giving proper lane clearance.

  • Wilco ( Wilco@lemm.ee ) 
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    1 year ago

    It is likely a fake story.

    1. The E-Scooter would have needed to hit that Cybertruck at like MACH 3 to do enough damage to warrant a total loss.
    2. He can refuse the total loss and demand they do repairs … yes, that is an option.
    3. The article is adding a $50k delivery fee to the value of the vehicle. This guy allegedly agreed to pay and finance Fifty Thousand Dollars to have a car delivered … everyone involved in doing this could be considered stupid.
    4. There is no way this guy is stupid enough to not have Gap coverage (unless he is MAGA, then I take it back).

    In a case like this the guy would have insurance over a barrel. He could turn down the total loss and demand repairs for so many reasons; The total loss is financially ruinous He could claim an emotional impact is involved in losing the vehicle and it needs repaired.

    If this story is true, no one is dumb enough (except MAGA) to just accept the total loss payout and not sue the insurance company.

    • exasperation ( exasperation@lemm.ee ) 
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      1 year ago

      Plus I just don’t see how a bank would be willing to finance the $50k broker fee. Cars can end up underwater from depreciation, but I’ve never heard of a bank willingly lending more than the purchase price of a new car, to where it’s underwater at the transaction.

  • protist ( protist@mander.xyz ) 
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    1 year ago

    I paid a broker in California to find one and ship it to me. Their fees were $50k plus fees/taxes (totally reasonable seeing how limited they were.)

    Allstate isn’t covering that and is hitting me with depreciation. Can I fight this?

    What a dumbass. Hell no your insurance isn’t going to cover the amount you paid somebody to go and find one of these for you, and no, $50K for that service is not reasonable lmao

  • nthavoc ( nthavoc@lemmy.today ) deleted by creator
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    1 year ago

    Ok … Help me out here … Is this an onion article? My only hint is the e-scooter but given the complete god awful design of that truck I can’t even tell anymore.

  • needanke ( needanke@feddit.org ) 
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    1 year ago

    On the face of it, this might seem like a grave injustice committed by the insurance company; however, sadly, looking at the current Cybertruck secondary market, $77,000 is about the fair market value for a similarly spec’d Cybertruck.

    I don’t see what the problem is then? Like you take the 77k, buy an identical used truck and are back at where you were before the accident which is the whole point of insurance…

    • astrsk ( astrsk@fedia.io ) deleted by creator
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      1 year ago

      You don’t need GAP insurance if you just buy a vehicle you can afford in the first place.

      I like the moneyguy 20/3/8 rule. 20% down in cash, no more than 3 years on the loan, no more than 8% of gross monthly income as your monthly payment.

  • skisnow ( skisnow@lemmy.ca ) 
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    1 year ago

    What’s the problem? He got $77k because that’s what’ll cost him to buy a used Cybertruck, which will put him back to where he was before the accident. The financial loss he’s taken already happened way before the accident.