There is hope. Here in Norway, we have a parallel system called BankAxept handling card and online payments within the country. Most/all debit cards are dual, and Visa is only used as a fallback. I believe lobbying for a similar system in other countries, or better yet for the EU as a whole, would be a good way to get started.

Now I dont know much about simple living as a movement, but how do you then avoid digital cluttering? At least for me, digital bookkeeping had become a significant part of my daily work.

Sounds like a good idea. Would you consider allowing EEA countries as well, to including Norway, Iceland and Liechtenstein, possibly also Switzerland?

As someone who semi regularly needs to get obscure projects running, than you for your service!

Especially when the next couple of verses explains it.