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Whenever there’s a storyline with quark, they talk about money/latinum.
I remember in one of the next gen episodes that there was discussion about money and Picard said something about how they’ve moved away from money.
So do Starfleet get paid now?
Update: thank you for the quick responses. From what I’m gathering the tldr is that the following is the answer
All this requires some form of currency.
I think I remember them mentioning that the replicators can’t make very complex items, like a layered alcoholic drink. That and honestly a lot of people would probably still go just for the social aspect.