I’m just scared that they’re saved with reversible encryption on the disk, then malware could steal them

        • DKB, the credit card for online purchases and the debit card for in person stuff. The app allows quite some micromanagement for card permissions.

          On top of it I’ve got an account with wise.com where I can generate virtual cards, I do that frequently when traveling abroad to sign up for local taxi apps and other services I’ll never use again, then delete the card once I’m done.

          And as an ultimate backup I’ve got an N26 account, just in case someone only accepts MasterCard. I don’t trust them one bit though and only carry a balance of 150 EUR or so on the card and top it up only when it’s exhausted.