For me it’s the paranoia surrounding webcams. People outright refuse to own one and I understand, until they go on and on about how they’re being spied. Here’s the secret - unplug the damn thing when you think you won’t use it or haven’t used it in a while.
They, whoever it is, can’t really spy on you on something that’s already off and unplugged!
If you know all your passwords and can’t forget them, I’m assuming your using some sort of pattern to remember them in which case you have a major issue in case of data breaches as your other passwords can be guessed.
Just as a heads up, sometimes the pattern is not that easy for computer to brute force. As an example, my old password contains a birth date but with an alternating shift making them a combination of digit and symbol.