Learn about mutual funds and ETFs. I think the EU has these. Learn about 3 fund portfolios and the Bogehead approach. Adapt it to the EU. Avoid individual securities except bonds are sometimes useful.

Idk how banks work over in the EU, but in the US most banks have in-house financial investors who you can work with specifically for this kind of stuff. There’s also separate investment firms who you can work with, some of which provide tools for people who want a closer handle on their own money. Point is I wouldn’t recommend doing it alone, at least not without talking to an investment expert first.

Another tip, from the guy I invested with, is don’t pull out the first year just cause it was a rocky start, cause markets as a whole are unpredictable and you’ll prolly make it back and more within the next 2 years

I prefer and recommend the very simple boglehead approach to investing. Simple 3 fund portfolio, focused on long term growth.

https://a.co/d/8xXwikV

Lots of forums on their website, but basic idea is split your money into a healthy mix of total market, international, and some bonds. Focus on tax advantaged retirement accounts. Invest early and often.

https://www.bogleheads.org/wiki/Bogleheads®_investment_philosophy

Specific guidance for Italy: https://www.bogleheads.org/wiki/Investing_from_Italy

Once they told me that the biggest difference between good investors and bad investors is the amount of capital they can move. Good investors have large capitals that can absorb market drops and then rise again. Bad investors are wiped out by small fluctuations. In other words, what works for who drives large funds will hardly work as well for the average bloke. Keep it in mind whatever you read.

Assuming that you wouldn’t ask here if you had large capitals, I recommend you to keep it simple and invest in funds with low commissions (like ETFs) tracking something like companies with very solid brands that will never go out of business (like Coca Cola). With 4/5 points of return above the inflation over 10/20 years you’ll have good results.

If you feel lucky, put 5-10% in something high risk high reward and be prepared to lose half of it. Read whatever you find to understand the jargon (e.g. what’s a “synthetic” ETF) and you should be fine with those simple tools. Don’t forget to study the fiscal aspects, especially in regards of dividends and capital gain: often there are two version of the same fund, but one is more “fiscally efficient”. Last advice: keep aside cash for emergencies because you don’t want to sell your positions in the middle of a crisis.

I’m not a fan and sometimes they are full of BS, but you can check forums on FIRA (for early retirement).

I might ask a librarian for good books on it. Investopedia can also help break things down.

My personal, unsolicited advice (edit: this is US-based advice, I’m not familiar with EU regs): I personally prefer low to medium risk stuff like the S&P 500 index funds and mutual funds. Max your 401k if your company matches it. Dump that into an IRA whenever you switch jobs. HSAs are a pretty decent deal if you live in the US and your company offers one.

Mostly, it’s about saving and investing whatever you have, and not spending all of your money. You don’t need to be a genius on this stuff. Lower risk investments + time = good outcomes. As you get higher paying jobs, keep investing more and more into your retirement and investment accounts.

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Having knowledge of a field and knowing what is and what isn’t BS can be very useful. For example when AMD released their Ryzen architecture their stock didn’t rise much, but their product performance improvement was massive. Though keep in mind that in the end it’s mostly sales which determine stock price. Having a great product doesn’t do anything for a company if they fail to sell it.

For me, it was the money guy show.