I am new to using Monero. What are the rules to moving anon. and safe with Monero. Safest exchanges, Wallets, and sources to spend online would be ideal. How does one turn cash into crypto. Debit cards possible or surrogate spenders?

  • I don’t know how safe this is, but what I do:

    1. Make a local XMR wallet, backup, and host your own blockchain
    2. Buy regular crypto, say LTC, from a legit exchange with KYC
    3. Swap that to XMR on an anon swap/exchange, storing in your wallet 3 (optional). Move from your first wallet to another, for extra safety???

    Spend it where you can, not many places. BTCPay server, which can be self-hosted, supports it, so there are options.