Isn’t the entire credit industry built on spying on your financial behavior to be able to decide your credit score to begin with?
That’s certainly true
No. Privacy is illegal in the banking/financial system.
In the government-controlled fiat system, you are right. In Monero, you are wrong.
does your supermarket accept payments in Monero?
Your supermarket accepts payments in cash, which is better anyway.
(I say as someone who pays for certain services in Monero)
Ive spent years buying groceries with crypto. Just buy their gift cards with it
Through a giftcard, yes. I have been eating Monero since January of 2023
As it should be IMHO. Nothing is stopping you dropping cash for shit in the untracked economy which is massive but if you want to be a part of the larger system and all its benefits you need to be prepared to play by the rules that are designed by and large to protect people.
Best options by far for financial privacy are cash and Monero.
How can you buy things with monero? What merchants (online or in person) accept it?
More and more merchants are beginning to accept it directly and you can check out the Monerica directory, XMRBazaar or Monero Market to find them. If you cannot find what you need directly for monero then you can get thousands of merchant gift cards from Coinsbee, Coin Cards, or Cake Pay.
Excellent! Thank you!
Glad I could help.
Check Monero to gift cards websites there’s a lot of there. Spotify, amazon, Walmart…
You could maybe use the service AnonShop as mentioned in the Closed NTWRK podcast
Buy a prepaid visa with cash. Not technically a credit card, but it may be what you’re looking for.
Probably the closest thing you can get to in terms of a “privacy” credit card. Everything about a credit card is tied to you by their very nature. So it depends on what or who you want privacy from.
Someone else mentioned privacy.com which I also use - it’s good if you want to hide your transaction from the credit card company, or if you want to hide your identity from the merchant. But Privacy.com is more like a virtual debit card that connects to your bank account. Privacy.com still knows who you are.
Most major American sites no longer accept these and they have become finnicky including locking the card so you have to call the call center to reopen the lock. This is due to curb laundering. Walmart in person works. Gas stations work. Used to work everywhere now, not much.
That’s a good idea
The whole point is that everything is in an official ledger, that can be argued over in front of a judge.
Best you can do is say you don’t consent for your data to be sold. Find a smaller bank or a credit union where they have to give a shit about their customers.
No. Your best bet is with something like privacy.com or mysudo.
Edit: grammar
I use privacy.com but it only links to debit cards FYI
Clarifying privacy from whom could help identify possible solution.
I don’t know what you’re referring to exactly, but for me, I like using normal credit cards through Apple Pay because the recipient doesn’t get your actual credit card number and a different number is used each time
Google Wallet, formally Google Pay, formally GPay, formally Android Pay, formally Google Wallet, formally Android Wallet, does the same thing.
Switching phones and returning something was such a pain since it generated an entirely new number.
The credit card company and everybody buying that data from them still does though, probably, which for me is the bigger concern.
All the banks here use an inter-banking system that allows for virtual credit cards, they can be use once or periodic, always single-merchant and always capped.
Its called monero. You can buy gift cards with it