•  letsgo   ( @letsgo@lemm.ee ) 
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      1421 days ago

      Well, no, it’s all of us, because of how insurance works. Payouts go up, premiums go up. As long as the number of destroyed Teslas is a drop in the ocean we won’t notice, but lots of companies love a good excuse to put prices up and this is just handing them a gold plated excuse on a silver platter.

      • Just a reminder that insurance is a scam. You are compelled to pay for it under penalty of law in the case of car insurance, and the insurance companies do everything possible to maximize their profits, being for profit companies. What this means in general is that people pay more into insurance than they ever get out. If they didn’t the insurance companies wouldn’t make a profit. The money you pay isn’t going into some huge fund that supports everyone who pays for it. If it doesn’t go to paying out claims now it goes straight to the insurance executives, or investors, or to “lobbying” politicians to keep the racket going. The day you stop paying out you get fucking nothing. All that money is just gone, for the pleasure of maybe having your claim paid out if your insurance company can’t weasel their way out of paying. Insurance is a scam, a bunch of penny pinching middlemen draining the world of human productivity and effort for their own benefit and nothing else. Any benefit a particular individual happens to get is a loss to be minimized to them.

        • Insurance is very much needed. If there weren’t that many reckless drivers then insurance would be cheaper.

          I wish we had the same thing as in Singapore. Their cars literally cannot go over the speed limit.

          But yes, when insurance is basically required to have, then it’s good to start having government participation in it. The government needs to be the majority stakeholder, as it also provides all of the customers.

        •  dan   ( @dan@upvote.au ) 
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          20 days ago

          being for profit companies

          I think the approach in Australia is a bit better - bodily injury coverage is provided by the state and is part of the registration fee for the car.

          It’s not perfect and only covers injuries to people, and does not cover repairing cars (you need to get separate insurance from an insurer for that) but it’s a good first step I guess. It means that as long as your car is registered, medical costs for both you and anyone you hit are covered.

          • I’m also Australian and what this person is saying is true

            I beleive its called “CTP” or “compulsory third party insurance” if I recall correctly

            You can get additional optional car insurance in Australia as well

            • Yeah, CTP. I never drove or owned a car in Australia so I’m glad I got it right haha. I lived in Melbourne and used public transport all my life. I didn’t learn to drive until I moved to the USA.

        • Oh and the whole concept of an excess. So I have to pay to have my car insured but if the damage to my car is less than a certain amount I have to pay for it? What’s the point of the insurance then.

          My car is probably worth less than the excess anyway so if it was a total write-off I’d get a maybe five hundred for it, and that’s it

        • It would be a scam if you couldn’t choose the company. However, you have plenty of options. Insurance also encourages better driving since things like tickets can cause price increases. There are some privacy concerns with insurance but that is a separate issue.

    • Committing insurance fraud is honestly pretty questionable from a ethics perspective. You are cheating the game at the cost of everyone else. Why are people ok with this now in 2025? In the last few decades it as become socially acceptable to cheat the system for your own gain.

      I fully support the arrest and prosecution of those who commit insurance fraud. Same goes for companies who cheat there workers out of pay.

      • Would you/do you support what happened during the Boston tea party? I think we all like law and order, but under the current regime, justices are being found dead from mysterious causes. It’s hard to say it’s the same system of law we’re used to.

          • Recently, actually. They have no idealogical allies, no plan, no nothing. They’re not a voting block anyone cares about, nor do they have any actual positions to argue. I do not take their opinions seriously.

            • They definitely do have positions and beliefs. I am not sure how much you actually understand anarchism. Anarchist “nations” have even been established before, but they tend to get invaded sooner or later. While they do sometimes ally with Marxists you would be correct in thinking they have few permanent allies. Hence the getting invaded part I guess.

              • I’m willing to admit that I don’t know a lot about anarchism. I’ve tried to learn more when I have the opportunity to talk to someone about it, but I never get anything insightful.

                I’d love to know more about how an anarchist society could work.

                • Honestly your asking the wrong person here. I would suggest maybe starting with Krapotkin or Bakunin who were some of the early anarchists. That or just looking up anarchist philosophy and history. Anarchists have a history fighting against both fascism and some marxist tendencies like the Bolsheviks.

  •  Wilco   ( @Wilco@lemm.ee ) 
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    2921 days ago

    You just know a dealership is going to get caught setting it’s own Teslas on fire. That is going to be the free space on many 2025 Bingo cards.

  • This is the only good use of a Tesla now, IMO. Get it fully insured, then go park it in a dark alley near a popular area. It’ll get torched before too long. No fraud involved with setting your own car on fire…

    Then use the money to buy something that’s not made by a Nazi.

    • I’m sorry, I don’t want to buy a brand new car from 2005.

      Jokes aside, what’s the point of a new Toyota? You’ll have a reliable car but use way more fuel than a German diesel wagon or sedan, in the age of super high fuel prices. Toyota of course barely even makes wagons or sedans anymore. They discontinued the Avensis, brought in the Camry and now it’s pretty much “buy a C-HR or RAV4 lol”. Toyota’s only EV so far came way too late and offers way too little to be compelling compared to what the Koreans are doing. The Koreans can’t make an ICE for shit but they do know how to make a decent EV.

      The only decent cars they make now are the BMW Supra and the NotOnMyContinent Land Cruiser 300. And I guess the RAV4 PHEV but that costs so much you might as well just get A BMW X5.

      • Idk what poanet youre on but toyota makes great cars all around. The lexus RX/ toyota highlander (which is just the camry platform crossover) redefined suv crossovers. Without it suv’s tofay would be totally different. Also toyota 4cylinder hybrids get 60+ miles to the gallon the electric hybrid rav 4 in 2020 was getting 96 mpg. Toyota makes tons of wagons and sedans, tbe prius comes in wagon format the ct200h is a wagon, Camry, carola, avalon, gs300, ls350, sc400, I mean if you dont want a car that will last 3-5 decades plus that was made to last then get what you want. I cant tell you how many late 90’s early aughts toyota products are still on the road i see dozens every day. I have one. A 2004 rx330 with 225,000 miles on it. Aiming to take it to a million miles. There is a reason toyota products have great resale value, are highly desired and have stellar consumer reports ratings. And they are pretty easy to work on so you dont have to pay 200+ an hour at a mechanic if youre not an idiot and are mechanically inclined.

        And if you want something else then go honda. Toyota and honda products are hands down the 2 best quality manufacturers that produce reliable lasting vehicles.

        • The only 90s and early 00s Toyota products with Toyota badges I see on the road are Land Cruisers because those are the only ones worth enough to repair the rust to make them pass inspection. Mid 00s onwards is a bit better and Lexus models get treated nicer, so you still see an old one every few months.

          The Highlander and RX don’t even offer a diesel option… What a joke. Perfect platform for a 4 or 6 cylinder (for the RX variant) diesel. There’s no way they’re getting 60+ mpg on the highway unless you’re talking about plug-in hybrids, which only get that when actually charged - which most users unfortunately do not. Plus if you have to charge on long trips to get good fuel economy, why not just get a BEV?

          Also half the models you listed are either discontinued altogether or no longer sold in Europe. Toyota doesn’t want you to have a Camry or a GS anymore. And I mean the GS was a damn solid car in the late 90s and early 00s when it got the 2jz engine. I can’t speak for third and fourth gen personally as I have no experience. But at thus point they’ve been discontinued for years, you’re supposed to go buy a crossover instead. Or the ES, which seems like a downgrade. The CT is a small hatchback, not a wagon. It’s nowhere near the same practicality. It’s also discontinued. The SC is a pretty cool car… But discontinued for a decade and a half now.

          Apparently the Camry is back on the menu though - it had diappeared from Toyota Estonia’s website for a while and I just assumed they’d dropped that in Europe too. The only remaining wagon, though, is the Corolla which again isn’t competitive with European offerings in terms of cargo space. It IS significantly cheaper than a 5 series or E class wagon but then if you need to haul anything you need to rent a trailer, which is a hassle. I’ve owned 5 or 6 wagons at this point, ranging from Passat to E class to Outback… And I’ve filled the trunks on all of them.

          With the Highlander no longer available, the only Toyota badged vehicle that would fit my regular cargo requirements is the ugly ass new Land Cruiser 250 (as opposed to the 300 which I think looks great) and the only Lexus badged ones would be the RX or LM. But I don’t need an SUV so I don’t want to pay the SUV premium. Plus to get decent fuel economy in the RX, I’d have to opt for the plugin hybrid for an extra 20k??? And the trunk is still nowhere near as big as in the E-class wagon somehow.

          I’m sorry, but Toyota has lost the plot. They just ignore entire market segments thinking everyone is happy with a crossover. They just don’t want me to buy a new car from them and the models they do have are so reliable because their engine tech is 2 decades old, not because Toyota has great engineering.

  • I have owned only three brands of cars with a total of four different engines. And next to my Toyotas, my one Hyundai was incredibly reliable. Made it to 300k before I gave it away to my cousin. And the only time it ever left my in a jam was a Walmart parking lot when the starter burnt out. I walked across the street, bought a new one, and with the help of a YouTube video & $10 worth of tools from that very Walmart, shit was done. I highly recommend an old sonata to any one hard up, and in need for something reliable. Mine actually had heated seats! Easily the best $700 I’ve ever spent! I could rant about that car for ever.

  • Hyundai EVs really are good. They made absolutely terrible gas cars but chose the transition to EVs to make new company out of themselves and they did an absolutly incredible job. They make some of the best EVs in the market.